I don't know if you could consider this really an accident but, my first time jet-sking I was on a older Kawasaki that had the saftey key hot-wired due to something in the circuitry being messed up, so the last thing you wanted to do was fall off, other wise you were swimming after your idling jet-ski. Needless to say, I fell, and it went straight into some vegetation that took a good hour to get wrapped out of the propeller, and yes the "guard" was on.
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