Cavitation is very common problem on the XL 800. Part of problem is due to all the gaps and spaces in the pump. Many guys recommend installing a pump seal kit as a necessary upgrade even on new skis. You can get one here:
YAMAHA XLL / XLT
The stock ski does not have a replaceable wear ring. The impeller housing is a single unit. You have to either buy a new OEM housing, an aftermarket housing, or an aftermarket housing that has a replaceable plastic ring (see this option on the site above). If you ride where there is lots of sand, etc., the plastic rings are a good choice, since they are only $35-50 versus $250 for a new OEM housing.
The replacement is pretty easy. You may need a special tool to remove the impeller, but it's cheap. I don't know if I have a service manual for your ski, and I'm out of town for a while. You should be able to find most all the info you need searching the web, and looking at parts diagrams.
Won't know if you need a new impeller until you get the new housing/ring and check clearance (less than 0.35 mm). Be sure to do the pump seal kit as mentioned above in addition to the new housing/ring.